Workforce housing fills a fundamental community need by enabling areas with a high cost of living to attract and keep essential employees. Workforce housing is typically reserved for people who make at or below 60% of the Area Median Income (AMI), which is the midpoint of a region’s income distribution as determined by U.S. Census data. Many of the individuals living in workforce housing hold important community roles such as first responders, educators, grocery clerks, factory workers, and healthcare support staff.  Often, these individuals cannot yet afford to or prefer not to own a home. Examples of this include younger renters who are not prepared for home ownership, or seniors on fixed incomes for whom home ownership is no longer practical.